PRIVACY POLICY
Your email address and other personally identifiable information will be used only in order fulfillment and to send you newsletters if requested. In addition, we will never sell or give your information to third parties unless related to order fulfillment (such as providing your email address to UPS so that they can inform you if there is a problem with delivery.)
This site is owned and operated by Creditcardin.com. Your privacy on the Internet is of the utmost importance to us. At Creditcardin.com, we want to make your experience online satisfying and safe.
Because we gather certain types of information about our users, we feel you should fully understand the terms and conditions surrounding the capture and use of that information. Therefore, this privacy statement discloses what information we gather and how we use it.
Definition of the Information Creditcardin.com gathers and keeps track of.
Creditcardin.com gathers two types of information about users:
- Information that users provide through optional, voluntary submissions. These are voluntary submissions to receive our electronic newsletters, participate in our message boards or forums, email a friend, and participation in polls and surveys:
- Information Creditcardin.com gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and help our advertisers and sponsors better understand the demographics of our audience. Because Creditcardin.com derives its revenue mainly from sponsorships and advertising, providing such aggregated demographic data is essential to keeping our Service free to users. Under no circumstances does Creditcardin.com divulge any information about an individual user to a third party.
Creditcardin.com Gathers User Information In The Following Processes:
OPTIONAL VOLUNTARY INFORMATION
We offer the following free services, which require some type of voluntary submission of personal information by users:
1. Electronic newsletters (Dispatches)
We will offer a free electronic newsletter to users. Creditcardin.com gathers the email addresses of users who voluntarily subscribe. Users may remove themselves from this mailing list by following the link in every newsletter that points users to the subscription management page. Users can also subscribe to the newsletters at the time of registration.
2. Message boards/forums
Users of the site’s Message Boards and Forums must register separately for these services (both are free of charge) to post messages, although they needn’t register to visit the site. During registration, the user is required to supply a username, password, and email address.
3. “Email this to a friend” Service
Our site users can choose to electronically forward a link, page, or document to someone else by clicking “email this to a friend.” The user must provide their email address and that of the recipient. This information is used only in the case of transmission errors and, of course, to let the recipient know who sent the email. The information is not used for any other purpose.
4. Polling
We may offer interactive polls to users so they can easily share their opinions with other users and see what our audience thinks about important issues. Opinions or different responses to polls are aggregated and are not identifiable to any particular user. Creditcardin.com may use a system to “tag” users after voting, so they can only vote once on a specific question. This tag is not correlated with information about individual users.
5. Surveys
Creditcardin.com may occasionally conduct user surveys to target our content to our audience better. We sometimes share the aggregated demographic information in these surveys with our sponsors, advertisers, and partners. We never share this information about specific individuals with any third party.
CHILDREN
Consistent with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA), we will never knowingly request personally identifiable information from anyone under 13 without requesting parental consent.
USAGE TRACKING
Creditcardin.com tracks user traffic patterns throughout all of our sites. However, we do not correlate this information with data about individual users. However, Creditcardin.com does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser).
Creditcardin.com sometimes tracks and catalogs users’ search terms in our Search function, but this tracking is never associated with individual users. Instead, we use tracking information to determine which areas of our sites users like and don’t like based on traffic to those areas. We do not track what individual users read but how well each page performs. This helps us continue to build a better service for you.
COOKIES
We may place a text file called a “cookie” in the browser files of your computer. The cookie itself does not contain Personal Information, although it will enable us to relate your use of this site to information that you have specifically and knowingly provided. But the only personal information a cookie can contain is information you supply yourself. A cookie can’t read data off your hard disk or read cookie files created by other sites. For example, Creditcardin.com uses cookies to track user traffic patterns (as described above). In addition, our advertising system delivers a one-time cookie to better track ad impressions and click rates.
You can refuse cookies by turning them off in your browser. If you’ve set your browser to warn you before accepting cookies, you will receive the warning message with each cookie. You do not need to have cookies turned on to use this site. However, you need cookies to participate actively in message boards, forums, polling, and surveys.
USE OF INFORMATION
Creditcardin.com uses any information given by our users to enhance their experience in our network of sites, whether to provide interactive or personalized elements on the sites or to prepare better future content based on the interests of our users.
As stated above, we use information that users voluntarily provide to send out electronic newsletters and to enable users to participate in polls, surveys, message boards, and forums. We send out newsletters to subscribers on a regular schedule (depending on the newsletter) and occasionally send out special editions when we think subscribers might be particularly interested in something we are doing. Creditcardin.com never shares newsletter mailing lists with third parties, including advertisers, sponsors, or partners.
We use tracking information to determine which areas of our sites users like and don’t like based on traffic. We do not track what individual users read but how well each page performs. This helps us continue to build a better service for you. For example, we track search terms entered in the Search function as one of many measures of what interests our users. But we don’t track which words a particular user enters.
Creditcardin.com creates aggregate reports on user demographics and traffic patterns for advertisers, sponsors, and partners. This allows our advertisers to advertise more effectively and our users to receive advertisements that are pertinent to their needs. Because we don’t track the usage patterns of individual users, an advertiser or sponsor will never know that a specific user clicked their ad. We will not disclose any information about any particular user except to comply with applicable law or valid legal processes or to protect the personal safety of our users or the public.
SHARING OF THE INFORMATION
Creditcardin.com uses the above-described information to tailor our content to suit your needs and better understand our audience’s demographics. This is essential to keeping our Service free. Therefore, we will not share information about individual users with any third party except to comply with applicable laws or valid legal processes or to protect the personal safety of our users or the public.
SECURITY
Creditcardin.com operates secure data networks protected by industry-standard firewalls and password protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary, and only authorized individuals have access to the information provided by our customers.
OPT-OUT POLICY
We give users options wherever necessary and practical. Such choices include:
- Opting not to register to receive our electronic newsletters.
- Opting not to participate in certain interactive areas, which completely alleviates the need to gather any personally identifiable information from our users
YOUR CONSENT
By using this site, you consent to the collection and use of this information by Creditcardin.com. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.